I was selling my guitar online. I received an email from "Kelvin" saying he was interested in purchasing it for his niece. However he was over seas and would pay me through Paypal. All I had to do was send a Moneygram to the shipping agent and he would transfer the money into my Paypal account. I received emails from what I thought was Paypal and turned out to be a fake server. I only discovered this after I sent the money. It was stupid of me.
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