I applied with CK Marketing last evening. I need a small loan to catch up on some bills & my boyfriend gave me their #. He got their # when he went to wefixmoney.com & they refered him to CK Marketing. He insisted I call CK Marketing directly to "cut out the middle man". The people were nice & told me I was pre-approved for up to $500 & would get a response today. Boy, did I get a response! I spoke w/my boss when I went in to work this morning & gave him a heads up they'd be calling him directly to verify my employment. He said that was fine. About an hour later, he told me the secretary's desk got a call from my bank, trying to get ahold of me regarding fraud activity on my account. I knew my bank didn't have my work phone #, so I freaked out. I spoke with the secretary (who just so happened to be filling in for someone & is the head of my company's fraud department.) She told me the woman was very hurried & said they knew my boss' name & wanted me to call them asap. She gave me the 928-726-1576 phone # they called from. I knew that wasn't my bank, but I returned to my desk & told a co-worker about the situation. She insisted I call my bank to make them aware of the situation. Right after ending the call with my bank, I returned to my work desk & received an email from the secretary at my job, where she did a search on who had called. It was indeed CK Marketing. Their address that came back from her ph # search is CK Marketing Inc 4342 E 31 St. Pl Yuma, AZ 85365. I left my desk to call them & at that moment got a call from Ashley at CK Marketing verifying my employer's address. I'd just gone over all requested info w/Andrea the day before. I asked Ashley if they called my employer from a 928 # & she told me no. I asked her if they were in AZ & she told me no. I explained to her what the fill-in secretary told me & she said it wasn't them. I was told I'd hear back from someone shortly. I waited & waited & I called them on my lunch break & was told they couldn't find my acct w/my ss # or ph #. I told them all of the names of the people I talked to & when. She told me I could expect a call back from the verifying dept after "she" returned from lunch & to give her a half hour or so. She said she forwarded my info to "her". I asked what "her" name was & she stuttued her told me it was Jamie. I gave her over 2 hrs & heard nothing. I called them only to be put on hold several times & finally transfered to Jamie. I explained to Jamie that I was told she'd call me back hrs. Before. She told me there wasn't a note or any communication left for her to call me. She placed me on hold several times, only to return to the line & tell me I was denied. She said they didn't know why, but I'd be contacted via email with a reason. I told her about the "fraud" message I got at work & she said that each of them call to verify info. Different ways to get references/employers to verify their relationship to the borrower. She said she personally doesn't so that, but some do. I told her how upset I was with that & she gave a half-assed apology. I ended the call with her & a few minutes later got a call from a woman with a whiney voice & Hispanic accent. She asked me if I'd applied for a loan with CK Marketing & to verify my info. She asked me if I talked to Nikki (who my loan was originally assiged to but never seems to be in the office) & I told her I never spoke with Nikki. I told her I'd spoke with Andrea, Ashley & Jamie & that Jamie informed me my loan was denied. She said ok & I hung up. I'm now researching this company AFTER giving them my info, because my boyfriend suggested I do so because he's never had a problem with them. He got a small loan from them late last year or early this year & is still paying on it. I had been telling him to call & see why. He is just so busy with working 3 jobs & going to school, but once he walks in the door, we are going to review his payments. I know better than to give my info out, but truested these people. I heard that although no loan amt was discussed, they are still going to deposit money in my acct & do what they've done to others to get it. I plan on filing a complaint with the BBB & Ohio Atty Gen. My complaint may be one in a million, but after enough complaints & wrong doing, they will get whats coming to them. Class action lawsuit, maybe?
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