So I haven't even used My debit card in two days, and this charge pops up in My pending transactions. I figured, "meh maybe it's a convenience store I forgot about or something."
When the charge finally posted, I called My bank (PNC) and asked who made the charge. The rep told Me the charge was made either by phone or online from a company called First Car Plaza, in Florida (I live in NJ) and gave Me this number to call (727) 478-6005.
I called and the girl was very nice, she asked for My credit card number but I didn't give it to her. I told her she'd need to look up the transaction by date and amount, and she did. She told Me the order was for a rear brake light for the model car I drive, (very strange because My rear brake light needs to be replaced), and she told Me My full name and address (which I hadn't given her). I told her I wanted My money back because I never placed the order. She complied, and then I followed up with My bank and disputed the charge as fraud (they put the 10 bucks right back in My account) and I cancelled My debit card.
The funny thing is, I think this must have been someone who knew what My car looked like, AND had access to My credit card information. Last time I use My debit card at the gas station...
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