A charge for the amount of $10.05 appeared on my account and my wife wanted to know "what did you buy now?" Well of course I thought it was one of those charges from a local store were the name of the charge is different from the store name itself or maybe I did buy something and I forgot about. So I thought about it and did a google search and all these reports about scams came up so then I knew I had just been ripped - off. I reported it to the bank and the bank did what they had to do to protect me and refund the money.
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