I received a call from this company that they would give me a credit of 2000. I told them i was not interested. Then the person on the other phone, John W. Leaberman, told me that it was a great opportunity to establish credit. Then i asked what is the interest rate. He said that there was only a one time fee for 299.00. I told him again that i was not interested. He then said if i did not take the card then i would go into problems with my credit for if i did not get the card then i could not get credit for 4 years!!! I was surprise and in disbelief so i told him how can this be. He said that i had applied for other cards (which i did and was denied) and this was a way to reestrablish my account without hurting me credit. Well i was fooled and accepted. I wondered if this was a scam so i came across this site. I learned that it was a rip-off!!! Luckyly they have not taken the money out of my account and i will have to cancel my account and get another one i called them but they are closed. I will post what happens next.
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