I received a letter stating I had bad checks from 2001. No such thing! I contacted them and they refused me any information they had and said they would see me in court.
Thank you to the Identity Theft/Fraud Research Group! They informed me of the Fair Debt Collection Practices Act. I was threatened SIX times in 2 days with court by JBC. My lawyer is loving this! Of course I reported them to the Federal Trade Commission as well as the Consumer Affairs of New Jersey.
By the way, it is not legal for them to threaten you with court unless they have given you thirty days to prove them wrong. They cannot scream or use profanity either! I believe each one is worth a $5,000.00 fine.
Leigh
Baltimore, Maryland
U.S.A.
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