JD Byrider and CNAC are the biggest rip offs I have ever seen. I got a 2006 Dodge Stratus with about 92,000 miles on it back in October. I was never aware of the cost of the car before I was strong armed into signing the contract. The only thing I was told was that all the cars were under $13,000 and the interest rate would have been a lilttle higher for me since I had no credit. I ended up trading my old car for $400, which kbb was $1000 so they knew what they were doing. I was told that would be my down payment well come to find out I had to pay another $200 four times to make up for the rest of the down payment. I was charged just under $13,000 and a interest rate of 24.99% bring my total cost to $22,000 for a car that was worth no more than $9000. Well I was always on time with my payments except for the last payment before my car was repoed I asked if I could bring it in on Saturday the lady said yes just be here by 5pm. Saturday came around the had already called me at noon harrassing me and than again at 3pm, which I was in the hospital. My boyfriend answered and the lady told him I better have the money there by 5pm after he explained that I was in the hospital. She said thats not our fault and if she is not here by 5 her account will be closed and sure enough it was and my car was repoed Monday night. What can I do about this. Not to mention some places on the contracted were not even dated at all by me because I was being rushed into a trap.
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