This started back on 08/03. This bank has been charging me NSF fees when there have been "available funds" showing in the account. The latest was 3 $38.00 charges for checks that cleared and the same day as a cash deposit was made. When you call to get an explaination, you are told that the debit items where presented before the cash deposit! My deposit was made at 9:16am. I check the account throughout the day. Not once did the checks show up until the batched that night, showing the next day. After doing a little research online, I have found the same has happened to many, many people. Short story is, no matter if its a direct ACH deposit, or cash, this bank will ALWAYS run debits before credits, which I thought was illegal.
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