I apply for a loan thur them am and they ask me for a down paymen that would take care of payments for 7 month and payments would start 04/01 and they call me for more of a down payment and i said no way and i want a refund of the 806.00 and they said i need to wait 30 day and the money was not put back in bank acc and me and my wife closed are acc so they wold not take any more money out of it and i do have a loan agreement pape
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