I was applying for a loan and did not want their loan because they also had a credit card with a limit of $2500 that came with the loan, so i declined the loan; I just looked at my credit report and it showed $2500.00 and pulled my scores down, showing i did not pay on the card; I have never received a card and never asked for a credit card and also someone called my house from a lawyers office stating USA Credit was about to sue me because i haven't paid my credit card off. This is fraudelent!!!
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