Merrick Bank is a rip off. They closed my account due to too many bank cards. However, they increased my credit card balance to 1,000 with the same bank card accounts open. I have never been late on a payment and I have had the card for almost one year. The supervisor told me that "all credit card companies" do this practice and that it was perfectly legal. I do not understand how, the company reviewed my account and thought it would be a good idea to increase my credit line and then three months later, with the same amount of accounts, deem me too much of a risk and close the account. Then want full payment of what I owe. I feel this is a rip off and an unfair credit practice. I was attempting to rebuild my credit after bankruptcy and feel like I have been ripped off and have nothing to do about it.
Shanequah
Columbus, Oh
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