I bought some materials for $77.24 and meant to pay through PayPal. Instead the payment went through a service named "Bill Me Later," which looked like it belonged to PayPal. Only after two months we got a notice, the first one ever, about Bill Me Later. When we called the company we learned we owed $99.24, roughly 26% interest. I consider that usury. We were never told about interest on late payments and never got a bill. Today we paid the $99.24 by check.
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