Dan lied to us It was nothing but the bait and switch when it would come to the closing... We would sign all the papers as we were told to do and also told that our loan would not be sold again... We must have been with the closing mortgage company probably not even a week before they sold our loan to someone else and then the monthly payment suddenly would change as did the rate! Due to that fact once the mortgage company changed we had already sent our payment to them and because the payment did not get to the new mortgage company on time we would end up getting late fees which we did not deserve because our loan was not to have been sold in the first place! Dan gave us his personal guarantee, and had provided nothing of the sort.
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