This company has reported me to all three credit bureaus Total Visa who sold the account to Zenith Acquisition in 2007. I never opened an account with them in this is fraudulent. Further more when I opened the account it was in 2002 or 03 it was secured, with a $400 or $500 and you know they wont let you go over your credit line. My money earned interest so why is it a collection account when it was secured by my money? I want this account removed from all three credit reporting agencies, this is fraud.
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