[email protected] advertized for a credit card without stating that it was a secured credit card account. I applied for this card, and after all information was inputed into the system, i then discovered that it was a secured credit card account only. I then cancelled this application.
Next, i was sent a email stating that i owed [email protected] a fee of $39.95 because my credit card amount exceeded my secured deposit amount. I never sent any money as a secured deposit to nextcard.com, nor do i have any balance. Therefore, i am reporting this incident to avoid having any bad credit history to be used against me.
[email protected] never sent me a credit card, i never used the account that was set up for me due to my cancellation notice sent to [email protected].
I believe that this company is using the internet to fraudulently advertise for credit cards, then charging applicants for cancellation, when the account has not had any activity. This transaction is null and void, yet i am being charged a fee for $39.95. This is very bad business, and i consider this to be fraud. Thank you... Joanne richmond
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