Hello everyone, I also fell into this scam, the papers seemed legit and when I spoke with Steven the manager he sounded so convincing, so I to signed the papers and sent my $75 cashier's check only to receive some other papers a week later from Universal Financial asking for $55 more dollars and the loan was not even guaranteed (says it right there on the paper) I to was pissed, so I called the BETTER BUSINESS BUREAU in OK, they told me they have received so many complaints about this company and they had a few different addresses but all the same phone #, they told me I would get my refund eventually but it may take awhile also PA residents beware this guy must have done a mass mailing because recently that is where all the complaints are coming from. Good Luck to all that pursue this guy, I also filed a complaint with the ATTORNEY GENERAL IN OK.
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