I have had it with this bank. Everyday there is something new! I have been banking with BOA since year 2000 and the last 2 years have been a nightmare. It gradually started getting worse beneath my nose. I out of nowhere kept getting overdraft fees left and right, and i constantly check my account, sometimes up to 3 times a day. Lets get straight to the point whats happening. 1.) They have changed the $3 less fee overdraft=automatic fee waiver w/o informing customers (i have had more than 25 items less than $2 get charged the $35 overdraft fee) I HAVE BEEN CHARGED MORE THAN 3 times for items less than. 50 cent! This is ridiculous! 2.) They are re-ordering your charges. Putting the big items 1st so the smaller items will most likey not be covered and overdraft. Classic trick-o-trade. They are making a killing! I can go and make 9 charges, all totaling less than $30, they will hold, wait for me to make a big charge 3 days or so later and then post that immediately, and suddenly everything else "happens to clear" same night! Bull%^&! They have mastered this. Then they are trained to lie and say that its all on the merchant. Yeah right! 3.) They lie and tell you to watch the new "trigger" feature online and still they charge you. I have been charged for a transaction they claimed to clear my account on a Sunday? Sunday! Nothing post on Sunday. 4.) Now they charge you and EXTRA $35 dollars if your account is negative more than 5 days now... Got this new fee TODAY! They know you cant keep up with the fees and they now sink you further into hole! They are refusing to give me any type of refund now after countless arguments of them moving my transactions around to benefit there penalty system. They have given me$450 bak out of the $5000 in fees ive given them. They say i dont qualify anymore. They have billions of dollars i have $0. They charged me between Jan- March this year alone $1500 in fees. This has to be a record. Sad thing was/is that I was unemployed so 50% of my income went to BOA in fees. They are heartless, cruel, and criminals. I want to SUE them for emotional distress and all I can. Forget that stupid class action suit, i need a lawyer to get and see the full story - if you are out there and would like to take it to em with me, please contact me. I have recieved 10 overdraft fees in the last 8 days... They wont stop. H e l p!!!
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