Complaint / Review
IntegrityDebtReliefGroup.com - Brad Daley
CMS - Brad Daley - IntegrityDebtReliefGroup.com novation scam, novation fraud Phenix, Alabama

Their ploy is based on the FALSE assumption that the terms of the contract can be changed through small print on the back of a check.

Lenders usually provide a DIFFERENT address for disputes and any correspondence other than payments.integrity Debt Relief Group cites the checks ATT, HSBC and other LEGAL scammers send you and when you SIGN the check to deposit it, you AGREE to sign up for some crappy service.

You CAN NOT change the contract terms with a bank just because THEY can change the terms.

The BANKS can change the terms because they STATE so in the initial contract. There is absolutely NOTHING in the contract giving YOU the right to change the terms.

HOWEVER, it can't hurt to write in the MEMO field and on the back of your final payment to a bank prior to defaulting that depositing the check is considered payment in full. While many debtors got sued and creditors and collectors PREVAILED in court after "restrictive endorsements" were held to be NOT enforceable, you might as well try it.

There is NO need to pay Integrity Debt Relief or any other scammer, you can do this yourself.