Due to moving alot for medical reasons. We used our credit cards almost to the max.
Along came Brad Daley with a plan to get us our of debt. His fee was also charged to our credit card.
After 1 years he didn't return phone calls or e-mails. We were told that they could not clear our credit due to a new law so now an other company was to take over at $40 per month.
After just 3 payments my husband died leaving me to care for 3 young special needs kids. With this on my credit report I am almost homeless and the IRS will not honor this program so my taxes are being with held.
How do we live now.
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