Usacomplaints.com » Miscellaneous » Complaint / Review: CNAC JD Byrider - Larry doering i paid on time everytime what happened. #460330

Complaint / Review
CNAC JD Byrider
Larry doering i paid on time everytime what happened

In September I purchased a van from JD Byrider. At the time I had a 1992 Buick there was really nothing wrong with my car I was in need of good transportation for up and down the highway since I have a 45 minute commute to go to work and home. I had went all over town trying to purchase me a vehicle. I called JD Byrider and explained to Rick the car salesman that I have bad credit and I am in need of a good vehicle.

Rick said, "Come on by and we will see what we can do to get you in a vehicle. I then explained to Rick I have bad credit and have been to several different dealers and they were unable to help me. Rick said, " That is okay we do not run your credit your job is your credit." I really got excited and told Rick I would be by after I got off of work. I met with Rick and he explained to me that I had been approved. I was shocked I just been here ten minutes filled out paperwork and I was approved for a 2000 Dodge Mini Van with a down payment of $500 dollars. I then told Rick I would not have that kind of money until October and I really don't want a mini van.

Rick shook my hand and said well you have been approved and come back and see me when you have the $500. Two days later I receive a call from Rick letting me know that the owner's of JD Byrider had came to the store and noticed that they had not been selling any cars and said if I had $100 dollars he could get me in a vehicle today. I was excited $100 dollars down I will be in after I get off of work. When I arrived on the lot Rick showed me some low ended high millage cars. I then told him there is nothing out here I see. Desperate to make the sell I agreed upon a 2000 Oldsmobile Silhouette. I was happy with the vehicle.

When it came time for me to sign the paperwork they took me in a little room with a DVD recording of me signing of the paperwork then told me I had to make 4 payments of $200 before I started making my regular payments. That is when I asked I thought I was only putting a $100 dollars down? Instead I ended up putting $1000.00 down for the van. After everything was said and done the vehicle was priced at $10,667.54 and the total sale price was $16,486.64 this included the down payment of $900.00. I needed a vehicle and trusted that was what I was getting.

After making all of the down payments on time and making my payments on time I was satisfied with the whole procedure. I made my payments on time and JD Byrider explained to me when making the video that if you make your payments on time that it will raise your credit score and that after 6 to 9 months I will be able to go to a dealer and purchase a new car from the lot.

Well up until May7 JD Byrider without any type of notification or any indication about what was going on my Van was repossessed by some shady repo company called OX Recovery return payment and my account was 17 days past due. I was not informed that they were going to repossess my vehicle and I had to chase the repo man down with my other vehicle down the street just to try to find out what was going on. He called the police and try to say he didn't know who I was. I didn't know who he was and why he had my van.

Once the police arrived they explained to the repo man I had the right to get my belongings out of the van.

The next day May 8 I took JD Byrider the money to pay and catch everything up. After paying $539.42 my understanding was everything was caught up and that the payments I made would not reflect be reflected since I had to raise the money through my family members. I had to call family members on the West coast and from South Florida to pay CNAC their money. I got my vehicle back. Dean explained to me that since I had made all of my payments on time that they would waive the repo fee.

The drama did not end there. I have asthma and my medicine was in my van at 2 A.M. I started having an asthma attack and needed my inhalers. When my fiance went to get my inhalers out of the van, he came back in the house and said my van was gone again. I immediately called 911 to report my van missing. When the 911 looked my information up she explained to me that my vehicle had been repossessed by Ox Recovery. Now how is that possible when I had just paid them to get my vehicle back.

May 17 CNAC sent the same repo people back out to my house to get my van again. Since I could not get in touch with the dealership I called Ox Recovery to find out what was going on this time. Teresa explained that she received the order at 6pm Saturday to pick the vehicle up for a past due payment that had not been paid in 8 days. Now how is that possible and 8 days before this I just paid them $539.42 to recover my vehicle. Now they want me to pay another $449.00 to get my vehicle back. ARE THEY SERIOUS?

If they wanted there vehicle back that is all they had to say instead of causing me not to be able to breathe and go to work to make the money to pay them.

CNAC is doing some very shady business and they are not helping there customers they are destroying them. If you are thinking of going to JD Byrider or CNAC buyer beware. Think twice before you deal with this Shady Company.


Offender: CNAC JD Byrider

Country: USA   State: Kansas   City: Overland Park
Address: 7722 Metcalf Ave
Phone: 9132202785

Category: Miscellaneous

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