We were just barely getting our mortgage paid each month, but we were doing it. Then the Liberty Settlement Group contacted us about doing a loan modification. It looked good so we went with it and on 12/30/08 we hired the Arase Law firm to modify our loan. The advice given to us was "don't pay your mortgage payment because your loan is in mitigation and it takes several weeks to get a loan modified but everything is good, we work with your particular lender all of the time and get good results. What ever is not paid now will be tacked on to the end of the loan."
They were simply lying. I kept calling them and kept getting the run around. They kept telling me not to talk to my mortgage company because they (Arase law firm) were working with my mortgage company and our case was with a negotiator who was handling everything.
On March 29th I decided to call my mortgage company and see if anything was being done. They had been contacted by the Arase Law Firm on Feb 25 and they had told the Arase Law Firm that our loan could not be modified. The Arase Law Firm neglected to let us know. They just kept telling me that our case was in negotiations. Meanwhile, my home was being put into default and now foreclosure has begun.
The Arase Law firm told me I would get a refund. That was on March 29th when I called them and told them I had found out from my mortgage company that they could not modify the loan. Now when I call them I either get a guy named Tamas who says the refund will be sent but he doesn't know when or I get an answering machine and no one ever calls back. As for the Liberty Settlement Group, their number is no longer a working number.
0 comments