I applied for a mortgage in March my credit report came back with a negative report from National Credit Solutions. I contacted the NCS and was informed that I had been reported to their company by BMG Music Services in December for non payment for CD's in the amount of $161.63. I never ordered, gave consent or received music CD's from BMG or any other company. I was further informed the CD's were delivered to an address I havent lived at for 4 years. I made several attempts to contact a physical person at BMG... I have hit a brick wall. My credit rating has been destroyed by BMG for $161.63 for CD's I never ordered!!! I wasnt able to get the all time low interest rate. My credit history was impeccable... I feel violated.
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