Without prejudice
On Friday, April 3rd, I received a telephone call from World Class Services. This company purported to be able to have my credit cards interest rate lowered and save me as much as $2,500.00. I was to obtain pertinent data and they would call back on Monday, April 6th, at 4:00 P.M.
I asked in this was legitimate - "when something sounds too good to be true it usually is." I got an evasive response referring me to its website. When I looked up the site I found it very uninformative in my opinion, containing no pertinent or concrete information.
I followed up by trying to locate it firstly on usacomplaints.com, unsuccessfully, and then the Better Business Bureau, equally unsuccessfully.
I went right straight to the source, one of the Credit Card companies that I deal with. This is the information I received:
- No, this company cannot have my Credit Card interest reduced;
- A World Class Services company representative talks to the Credit Card company with the proposed {for want of a better word} victim also on the line to provide account information and confirmation that a lower interest rate is requested; a lower interest rate may or may not be approved;
- For this service an exorbitant fee is charged to the prospective client's account;
- A card holder can perform this action for him/herself at no cost.
The receptionist that I talked to said she herself regularly receives three or four overtures of this sort from this company a week - she was quite upset about it. It almost makes me sick to my stomach to think that I could easily have fallen for this propaganda.
JoAnne
Toronto, Ontario
Canada
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