On March04 I received a Letter from Portfolio Recovery Associates LLC, telling me that I had a Balance of 1069.55 with Credigy receivables inc/metris and that it was from an account that I had opened in 1999 that the purchase was for $992.24 and they would settle for $427.82 well I did not waste a minute I was right on the phone with Portfolio Recovery and told them I never had such credit card and I felt this was a scam they told me not to believe what the Internet tells you I told them i want to Dispute this that I would get an Attorney to fight this all the way. I have called them twice in ref to my dispute paper to fill out still waiting. I will not allow them to rip me off I will fight them all the way and I will come out the winner.
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