I have loan of $240,000.00 from LYON Financial (now US Bank, Manifest Funding). The contract stated the 'security deposit due and the 84 month term for $ $3838.28 per month. There is no interest rate information disclosed in my contract. I was not provided with any Truth In Lending disclosures, Good Faith Estimates or Amoratization Schedules dispite my requests for them.
I needed to supply this information to my accountant to process my tax returns and I have made countless efforts to obtain these documents from Lyon / US Bank with no success. They do not have this information or will not release this information to me.
I understand why these companies did not want to disclose their fees and interest rates to me because it's just a horrific amount.
After paying $3838.28 for four months, my balance is still $299,426.40.
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