Beware of JC Penny. I opened a credit card account to receive a discount on a purchase, what a mistake! JC Penny filed a negative report on my credit history for an unpaid bill, but never sent me the bill. When I went to obtain a mortgage I learned this. I contacted JC Penny who said they had no obligation to send me a bill. I was shocked. Then they said because the bill had not been paid, they were charging me up to 15% interest.
When I went to paid the bill it was double the original cost of the item. I paid it, but they still have not removed the negative item on my credit report. So I am still paying for this. I later learned that this also happened to someone else we know. JC Penny is totally scamming their customers by not sending out bills and then charging interest on the unpaid amounts. If you buy anything from them using credit, better check your credit report, because they may or may not send you a bill, they seem to be trying to encourage unpaid bills then charge fees on them. A total scam. If anyone else has had this happen to them, please report it. Shame on you JC Penny!
0 comments