Well for a mother of 1 and not working, and 7 months pregnant getting approved for a credit card was great. I listened to everything he had to say. I was a little bit weiry about it because I hate giving information over the phone. But because it was close to christmas time and he said I would have my card in 4 weeks I did it.
He told me it was either a Visa or Mastercard and it would cost me $221.95 with 0% intrest for life because I would be a Global Financial Member. I would also have a package sent with discounted products. Well on December 3rd my bank was debt. I thought great just in time for the Holidays.
Well christmas came and gone. When I called them on January 3rd they told me that they were backed up and it would be about another 2 weeks. If I did not get my package that I should call back and they would send me another one.
Well I again called on January 17th still no package they said they would send another. It would take about -10 business days. I waited till Febuary and again called. Still no package. They sent another. My last call was on Febuary 21st the day after I had my son. I was told that day I would have another shipped out to me. Well last week I had enough of the run around. When I called I told them that I have been waiting since they debt my checking acount that I wanted my money back.
They told me that they could send me out a request form but could not guarentee that I would get my money back. So at that point I was mad. I asked for a supervisor. He told me there was none around I told him that I would hold and he told me I couldn't hold and Hung up on me. I called back and I told them that I had called a lawyer and If I didnt get my money back that my Lawyer was going to serve his company with papers and I was going to take them to court and get them for more than I put out.
I also told him that if I was to do that HE WOULD LOSE HIS JOB!!! Well that woke him up he told me to hold and when he came back he told me that a request for a refund would be out in the mail that day. Well, this gets better. Not only did they take my $221.95 and I never recieved any card for it.
In the refund letter it stated subject to approval your refund would be less $24.95 for processing fee. I laughed and I just had to call them again. I also wrote them a letter stating I would get my full money back or legal action would be take.
In all reality I think that everyone that was scammed and can show proff that they were scamed it should be taken to court to class action lawsuit. And I believe the so called company should be shut down.
We all work hard for our money and some just want to clean up there credit ratings and when someone calls you up and is very polite to you and makes you think that it is a good deal we fall for it. I hope no one else goes through this. Just remember if it sounds too good to be true it isn't. Now lets find out how we can get this clss action suite against GLOBAL FINANCIAL!!!
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