On Saturday Oct 25 I received a letter from Lusitania Savings Bank, dated Oct 20th, stating that that was a follow up letter they sent me on August 15th. Letter which I never received in the 1st place.
"At the time we informed you that we received a Notice of Levy from the Superior Court of NJ, Hudson County for $6,247.35. You were also informed that funds in your accounts were to be frozen until the situation was resolved."
I've been making transfers between my 2 accounts during that period of time so I didn't suspect of something going on on my account.
"We would like to notify you that we have received an order to turn over the funds to the Superior Court of NJ for the amount of $6,247.35. Subsequently, we have withdrawn that amount from ur acct # xxxxxxx & haven sent it to their office.in addition, there was a $125.00 service fee charged for this transaction. Enclosed find receipts for these withdrawals"
As u can imagine I was in shock because I never received the 1st letter they're talking about. I was never informed of a case filed against me. So I went to the my Bank Branch where they said there's nothing they can do about it when it's a Court Order. I requested copy of the letter they claimed they sent me & the one they received from the Court, hey didn't have it, they sent me over Hillside Branch.
What amazes me the most it's that when it's a bout a transaction in the amount of $200 0r $300 dollars, the Bank usually calls me over the phone. When it's $500 I have to fill some forms out & when it's an amount greater than a $1,000, I have to let them know in advance & fill some other papers out. This time they just turned MY SAVINGS over the Court notifying me afterwards.
Since today I got to see the paper that the Superior Court sent the Bank. I found different names. I talked to a lady called Brigitte @ OFFICER DOMENICK A. CASTELLUCCI located in 804 Broadway - Bayonne, NJ 07002 Tel (201) 339-4273. Since my money were sent to them, I asked the lady who was a person with no manners about the case & all she kept saying was: too late u paid in full, there's nothing u can do to get ur money back. When I asked about the name of the person or company who was suing me, she said she didn't know.
When I get the other copy from the Court I found PORTFOLIO RECOVERY A. Which was represented by CRANER SATKIN & SCHEER. I called @ (908) 322-2333 & I was transferred to a rude guy. Who after 15 minutes trying to get more personal information from me, like where do u live now since u never received the papers we sent u? How much money do u have left on ur account? I just couldn't believe the questions he was asking me. He told me he was representing Providian.
Providian was my credit card back on 1999. After they made so many mistakes with my account & charged for different fees. Fees that I refused to pay coz they made a mistake, I made a payment arrangement with them.
Then I was informed they filed for Bankruptcy. So they just disappeared. Now they bought that company & some others so they (PORTFOLIO RECOVERY A.) say they can claim those old debts.
My question here is: Can they just do that? File a case against me without even contact me? Sending papers to who knows where? And proceed with everything without me knowing about it?
How responsible for this is LUSITANIA SAVINGS BANK?
One more thing when the guy @ CRANER SATKIN & SCHEER (Portfolio Recovery A. Law Firm) asked me how much money do I have left & I refused to answer that. He threaten me saying: It doesn't matter coz we're gonna get it all. I couldn't believe his nerves.
I'm so frustrated, they just took my money, nobody is taking any responsibility. I need someone to advice me. What do I need to do? Can I get my money back?
Is there any lawyer who can help me on this?
Thanx in advance for all ur help. And I really hope someone can put an end to this PORTFOLIO RECOVERY & their different attorneys in the States.
I hope someone could advice on what to do regarding the threat from CRANER SATKIN & SCHEER?
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