I had owed a company called Benefical money borrowed $2,600.00. The company went out of business and I no longer got any bills from them. The company's doors were closed as well. I tried to get in touch with them and my letters went unanswered. Until one fine day almost 7 years ago, I got a certified letter from Pressler and Pressler. The letter stated that if I did not get in touch with them that they were taking me to court and better yet that I owed $8,000.00.
I just had a new baby and was home on disability from my pregnancy. I called Pressler and Pressler and told them that I had tried to get in touch with the company but they were no longer around. I also told them that I only owed $2,600.00. They informed me that the amount was now $8,000.00 due to interest and attorney costs. I almost fell over. They also informed me that I needed to make payment arrangments asap. So, I didn't know what to do... They wanted my checking account information and my disability check information. Neither of which I gave them. I agreed to $50.00 a month and have been paying them that amount now for 7 years. I contacted an attorney and he couldn't really help me. He called them and they didn't want to talk to him, he sent them letters and finally he spoke to one of the attorney's there. Who was really rude. My attorney advised them that they could consider themselves to have one the lotto. That my payment of 50.00 would be in their office each month until it was paid.
The thing is it's 7 years later and I have called them to see what the balance is and they won't even tell me. They don't send me monthly invoices either. They are hoping that I forget a month so that they can take me to court. These people are a poor mistake of a human being and should be ashamed of themselves. There is and I am sure a spot in hell waiting for them. They are rotten people. I still do not know what is owed and they will not tell me and still 7 years later will not send me an invoice. So I just keep paying the $50.00 a month. I have paid the SOB's $4,200.00. Hopefully they are putting this to my account. I have to believe that they are doing something that is unjust and illegal.
I have a friend that works in the court house in Bergen County, NJ and she told me that they have family memebers in the court house and the sherrifs office. I complety believe that now after reading all these people complaints. There is no debtors jail. How can they arrest people? Like I said there is definately a place in hell for these people.
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