Our contact date on november 1 states we are to make 240 payments beginning on 01/01/02 and a final payment of 194 on 02/01. That doesn't add up to 20 years. That's only 10 years. They said that we have to pay to 2022. But my contact shows 10 years. Vanderbilt purchased our contract in 2004 from oakwood acceptance.
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