I received 2 phone calls today 8/12/08 at 10am (cst) from a Justin Smith said he was representing U.S. National bank regarding a legal issue about a pay day loan. He said i must contact a attorney to call him back. I saw on your website that the very exact same thing happened to a woman on 8/6. He said exactly the same thing that she said on your website.
I am a single mother of three with very bad credit and absolutely no money. Lately I have been applying for small loans.
The man the man with an accent states that I or my attouney must contact him immediately dealing with a situation that is time sensitive. If I do not return the call all he can do is wish me good luck as the situation unfolds on me. He does not say what the call is pertaining to at this point. I asked him several times how he obtained personal information about me and he kept avoiding my questions. He kept insisting that i obtain an attorney to call him back. He said his name was Justin Smith with U.S. National bank.
I traced his phone # and it is said to be a land line in California.
He says that he works or a company that serves affidavits for US National Bank and that I am guilty of theft by deception, checking account fraud and money laundering. He reads the affidavit to me and tells me I can ask questions after he is finished. He says that I had applied for a payday loan and had the loan of $1548.00 deposited in my checking account (which i have not received).
He called my cell # and my work #. He had the last four digits of my social security number
He said that if I did not pay i would be detained at my job and forced to pay this amount plus legal fees.
Of course i have verified my my bank statements and verified that no loan was deposited in my account. I went online and found this site with numerous reports against the same scam. I am going to call the attorney general's office tomorrow and the Better Business Bureau.
. I am very thankful for this site and the people who take the time to post a report.
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