This company garauntees they will raise your credit score by 10 points in the first 90 days and as much as 100 points by the end of the program. At the halfway point of the program not only had they not raised my score or were they able to clean up any part of my credit they caused my score to drop 123 points. I was promised by one of their partners that I could have my house refinanced after 90 days in the program which was also a part of the scam.
My brother completed the program and noticed no improvements on his report. He asked for a full refund as stated in the rules and was denied because UCS caused an old creditor to update info on the report. According to their rules if any new negative info is added to the report you are not entitled to any refund. This is just a bunch of double talk to get take your money. Stay away from this company and file your own appeals. Since I stopped paying them and they stopped working on my credit, I have been able to raise my score 90 points in an about 90 days.
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