I was offered a credit card from First Premier Bank of Sioux Falls, South Dakota. After finding out that it would cost me nearly $200 for their wonderful service, I said, "no way".
About the same time, a more reputable and cheaper firm offered me a credit card and I said, "okay".
2 weeks later, and just about Christmas, I got a card with a $350 credit limit. I went out to buy my kids some toys, but when I reached $150, I was told the card was full.
I called the bank and they gave me the "poop". Boy, was I angry!
I cancelled the card right then!
Today I got a bill (1-29-01) for the amount. I have a late fee.
AND an over-the-limit fee, too!
I know I told them "no". I guess it's not in their vocabulary.
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