Beware of credit card companies. Advanta made a very inviting offer.
However, a cashflow problem turned this "GREAT CARD" into a nightmare.
Example: I called Advanta to make a phone payment. April 18, the phone pay was for 200.00. On May 2, the paymnet was 349.00 (more than the phone pay ask).
May 15, the "bank card" charged a finance fee - 361.91. The company made the charge on MY credit card!
To get this money, Advanta made a "PURCHASE' OF 233.35 PLUS A CASH ADVANCE OF 128.56. An over the limit fee of 39.00 is charged for the cash advande. THE CARD IS MAXED OUT, due to all these fees, etc.
How can a company use my credit card to make a purchase or cash advance, then charge me again with another fee! With all this activity, I now have a credit card bill of 13,000.
Not all crooks carry guns. Not all terrorism is foreign.
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