I have recieved this offer of $10,000 credit several times and only one time did I send in the $37 annual fee. I never got a line of credit, I never got a card or catalog. I only got the same bogus offer again.
First of all, I have never been in a union in my life. Second, I do not work in a capacity that could even classify me with a union. They never asked my social security number (thank God), and they claimed that they offer this "credit" to peoplemay have been denied a Mastercard or Visa. I have both.
Every time I change my address, I get this offer. There is no realistic legal jargon on the notification letter nor is ther the standard disclosures. I caution anyone who gets an offer like this to trash it.
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