I have a home in which in has a loan with GMAC Mortgage.in Feb i fell behind on my payments. As of april 1 i owed them three months. I have tried to catch up on my payments, i got a certified check from the bank and over nighted feb 1 payment to them on april 4.
On april 18 i sent them the march 1 payment via western union.
I got a call from there loss litigation department a man named alfred phone number (214) 874-6820 saying i have to pay them $3000.00 attorney fees and that they are not applying my feb 1 08 payment that i sent them certified. They are holding on to it. They want to pay the $3000.00 attorney fee and my house is in forclosure. I have proof of the certified check that i sent them and i have proof of the march payment i wired to them. How can a bank want me to pay them an attoreny fee when i am trying my best to pay them. I am trying to be an honest person but they are the devil. They are telling me that i am in forclosure and i will lose my home. When i am doing everything i can to pay them.
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