I got a call today from an out of area phone number and because some of my bosses work in other area codes, I answered it.
A young man named "Dwayne" said that because I had a Mastercard debit card, I was named a premium customer because I used it so much and have been awarded a 1000 dollar online shopping spree.
I was taken back a bit for a moment but thought, "Hey he knew right off the bat that I had a mastercard debit card AND my phone number that I had previously changed, then he must be legit".
He started to congratulate me on my win and said that I would be recieving something in the mail in 3 -5 business days with a password to a website that would allow me to begin my shopping spree.
He said as a bonus, I could pick from a list of magazines to recieve for a price of 3 dollars a week. I thought to myself that I could do that, considering that I do have subscriptions to various magazines.
He told me that before they could process anything, the publishing company needed my credit card number to verify that I would be able to pay for the magazines. I told him I was not comfortable giving my information over the phone.
This smooth talking snake had the perfect answer and told me that I was protected by mastercard and if anything appeared wrong or suspicious on my card, that I could notify mastercard and they would take care of it for me. He also told be a bunch of crap about that I was guaranteed against fraud.
Because he had my full name, my full adress and NEW number, I believed he really did work for a legit company so like a fool, I gave him my CC number. What struck me as odd is that he asked for the security code on the back. I have done online shopping before and the security code is the WHOLE SECURITY feature on the card. With that, any one can use it.
I, again was a fool, and gave it to him. He then told me I was going to talk to his supervisor "John" and to put in a good word for him because it was his first week. It sounded like he just handed to phone over to him because within one second "John" was on the phone.
He congratulated me on my win and told me what wonderful things I could do with the prize money. He assured me that everything was taken down and that I would recieve a letter in the mail. He gave a confirmation code for my order and told me to do one more thing for him. He said "Can you have a good day?". I said yes and wished him the same and while I was going to hang up but heard laughing at the end. I wasn't to comfortable with that.
I right away hopped online and typed in the company name and all these things came up for SCAMS!!!
I got a call not 10 minutes after and another young man said that he was just confirming the information. The area code was totally different from the previous number so I right away made up my mind that I had been scammed. I had told this young man that I didn't want the offer anymore because I was confused on what happened and he, with a rude and sarcastic tone, said that it couldn't be cancelled. I told him that it was a mistake and he wanted me to tell him why it was. I said that I thought that I was scammed and he replied with a "Well then why did you give us your credit card number?". I said that i was going to cancel my card and not pay. He told me it was too late but I said that I was going to make sure that it didn't go throught. He then, with a VERY VERY rude tone, told me that there was no reason for us to be on the phone anymore and hung up.
I called my bank and said my card had been lost and that I had been notified that a 49.00 dollar transaction was made and that it was a mistake.
They said that it was cancelled and my card was no longer active. I asked what would happen with the money that was taken, and they said that the card company and bank would make sure i got it back.
I was never told once that I was being recorded for quality reasons or anything like that. If they do have me recorded, it's to my knowledge that they must inform you of it.
I never said yes, I agree or promised anything. All I did was answer they're questions.
I have never been scammed before in my life, and for these people to call me with all my information and fool me with it, its very scary.
HOW DID THEY OBTAIN THIS INFORMATION? And why are they still allowed to run this kind of "business"?
I am just waiting now for a response from my bank but will not open the letter Blue Whale sends me, if they even send anything. I will return to sender because as far as I'm concerned, I don't owe anything that I haven't used.
If anything knows of anything I can do legally, please help me.
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