I received a call today by a telemarketer informing me that I had received a pre-approved credit line and all they needed to activate this was my banking information to be sure it was correct.
Since I had not requested any credit cards it seemed a little odd, and the first question was how long had I had my checking account. When I did not want to participate in this program that was guaranteed to improve my credit the gentleman became pushy.
I informed him that I had been scammed before and no longer gave my information out to companies I had not solicited. He assured me that they were not trying to harm me and that the information he was requesting was already printed on my checks so it was out there for anyone to get.
I agreed that that may be true however to give it to a stranger over the phone who may be recording my approval for something I was unsure of was not something I was willing to do.
He continued to be pushy so I told him after talking to my bank and checking his company out online if it looked good I would accept his call the next day and proceed forward.
I am so glad I looked this up on the internet so that I was able to see that they are fraudulent as I suspected.
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