I received a phone call from a John LaFayette from USGoldLine about a loan entry that I had applied for on-line. He said I was approved for a credit card and he asked how much I made a month, if I had a checking accounty, how long I had it and what the name of my bank was. He said that would determine how much my credit limit would be.
He then said that he needed my account number and routing number from my checking account. I told him I wasn't comfortable giving him this information and his exact words were "I just want to verify that this account is active" "I'm not asking for personal information"... I sat there for a second and kinda laughed and said "my bank information IS personal information and I am not giving that to you" and he quickly said well I don't think I can help you today and hung up the phone.
As soon as they hung up, I checked out their website and noticed that none of their links on their page were active except for "member log-in". You can't get any information about this company on the website.
Please, please, please beware! These people now a days just act like it's totally normal to ask for bank account information from people and they would just give that to them.
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