United states federal trade commission:
Oct. 4
Honorable FTC Chairman Deborah Platt Majoras;
Honorable FTC Western Region Director Jeffrey Klurfeld (S.F.ca)
COLLECTION ATTORNEYS Linebarger, Goggan, Blair Sampson (Denver, CO)
Wakefield & Associates Credit Collection Co (303) 537-2900 (Aurora, CO)
U.S. Postal Inspection Service (Denver Colorado)
Collection agencies-collection attorney complaint:
This is a follow up letter of a previous complaint I sent to FTC Director Jeffrey Klurfeld in Feb. and to acknowledge the fact that I was never received a response or inquiry into my previous complaint regarding the ILLEGAL actions of collection agencies, collection attorneys in Colorado and the United States.
As you are well aware under title 15 U.S. C and the FDCPA
(Fair Debt Collections practices act) and the FDCRA (Fair
debt credit reporting act), there are several Requirements in order for a debt to be assigned to a 3rd party debt collector.
ONLY the original creditor and debtor can negotiate to resolve debt collection. THE legal requirement under Federal Law (s) to assign ANY debt to a 3rd party requires a SUBROGATION AGREEMENT that must be agreed to by the original creditor, original debtor and the 3rd party attempting to collect the debt.
The legal principle and protection of "Subrogation" requires that an enforceable debt collection claim to be legal, the collection agencies or collection attorneys must have legal standing which can ONLY be acquired through "Subrogation".
Myself and MILLIONS of Americans have NEVER given consent to contract with these 3rd party debt collectors-NEVER!
There has never been any tactic or implied consent to these 3rd party debt collectors.
Collection agencies and Collection attorneys routinely purchase "evidence of debt" from the Original creditor, UNDER FEDERAL LAW (s), this does NOT give collection attorney's or collection companies legal right to collect on these debts!
Through either threats, coercion or misleading (lies) these debt collectors and attorneys have and continue to force uneducated consumers into dealing with them through FRAUD and the complicity of local, Federal, State Courts, and through U.S. Mail.
Under our Constitutional Rights to "Due Process" and Federal Laws including FDCPA & Title 15 U.S. C Federal laws consumers are entitled to due process of law and enforcement of CURRENT Federal laws that render ALL legal orders, judgement's, garnishments 100% illegal and our courts turn a blind eye and fail to enforce
the current laws against collection agencies, collection attorneys.
Here is a sample letter that ANYONE can dispute any bill or alleged debt to ANY collection agency or collection attorney
This is a sample, if you have any legal questions please contact your attorney!
Collection Company-Collection Attorney-PROVE YOUR LEGAL AUTHORITY!
Collection Company (Attorney)
Your papers are attached hereto and REFUSED, DENIED, AND
RETURNED FOR FRAUD!
For an enforceable debt claim to be lawful all parties must consent to contract. I HAVE NEVER given consent to contract with your company.
In addition, "evidence of debt" alone does not make you a person entitled to collect. If your presumption is you have obtained implied consent, or tactic consent, you are now put on constructive notice that any SUBROGATION has now been rebutted and any presumption
of consent is hereby VOID FOR FRAUD.
Further, the FDCPA (Fair debt collection practices act) does not give you any authority to force me to consent with your company. Show me your legal and lawful authority to enforce an alleged debt claim against me
to my detriment without my consent.
You are in violation of the fair debt collections practices act by the use of mileading, unfair, and deceptive practices including fraud, and fraud through U.S. Mail!
MOST debts when the original creditor can't collect are written off as profit and loss and granted a credit under I.R.S. Laws.
Then the same company that just received credit for a bad debt from the I.R.S. Turns around and sells evidence of debt to a 3rd party who has not authority to collect!
Maybe I'm missing something, but that sounds like TAX FRAUD, and then these collection agencies and collection attorneys go to court and get judgements, garnishments, with Federal and State Courts blessings!
This is the most egregious violation of our rights
that has ever been allowed against consumers
by collection attorneys, colllection companies
and the courts, why?
Because the federal trade commission, federal and state
courts will not protect U.S. Consumers, you must know
your rights, the courts and ftc will not enforce your
rights until you raise them.
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