Complaint / review text:
A quick internet search reveals that I am among hundreds of consumers about NCO and its illegal, unfair, deceptive and misleading debt collection tactics, as well as the federal and state sanctions that have been levied against NCO for violating federal and state law. This peaple have made my chance of owning a home a nigthmare they are ruining my credit score and only for 160 dollar but they are charging it twice and i dont even know what the debt is for.
Clearly, this is a minor and irrelevant blip on the NCO radar, as they are obviously continuing to deceive and intimidate consumers into paying tens of thousands of dollars on expired, discharged, resolved, or, as in my, case non-existent debt. It is illegal for a creditor to sell old debt (beyond the statute of limitations for legal action - check with your state for this information) and/or debt that is no longer legally collectible to collection agencies.
Further, a debt CANNOT BE RENEWED unless you make a payment on an account or enter into a new agreement to begin making payments. The purchasing of old debt (a common practice among collection agencies for pennies on the dollar) does not renew the debt, and letters and phone calls do not renew a debt.
I tried calling the number i have ad it says that im not allowed to this call that is this they are unreachable but have the power to damage my credit.