Was just served with a summons that was Dated on May 47 and served today on August 29th to my daugther for a Capital One Credit Card. Love, Beal & Nixon has contacted me at home, work and cell phone. They have even told me what was on my credit report. Can they do this? What are my rights? I told them I would make payments, but they said that I had to pay the full amount. I cannot afford that. The credit card was only for 500.00 and with the finance charges and late fees that Caital One Charged me it is 880.14 plus 246.16 in finace charges according to this summons. Can someone please tell me what to do and what lawyer I can contact. I have not ussed this card since 2002. Please help.
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