I too am going through the same thing with Homecomings, my husband had been laid off for some time, and we became behind on our loan. We have told them our situation, we are now getting the certified letters from them, and are just trying to keep up with the payments.
Our insurance is included in our loan, but yet we keep getting letters from our insurance requesting payment, even the insurance company said, homecomings should be paying this, it should not be coming out of our pockets, but we have not seen a reimbursement from Homecomings.
We bought this house last year on an 80/20 loan, and the payment had already increased almost 200 dollars at the beginning of this year, we are trying our best to keep the house, we have 5 kids that don't need to be uprooted again, and would love it if we can work with someone.
My husband has just started working again, and we are trying everyday just to keep food on the table. We just want to keep our house, due to the looks of our credit now because of the house and extra payment on our loans, there is no way in hell we will even be able to refinance. So if there is a way to get some help, someone PLEASE HELP US.
You would think that for 1st time homebuyers Homecomings would do everything they could to help, but they don't. They say owning your own home is the greatest, but really it isn't, not when you have to deal with all of these extra fees, and a company that won't work with you.
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