I'm a retired 65 year old man living in Fort Lauderdale. Today I received a letter from Jefferson Capital Systems, LLC telling me that RJM Acquisitions LLC had placed a collection account with them in the amount of $735.00. Here is the heading.
Re: Your RJM Acquisitions LLC Account
Amount Due: $735.00
Debt Description: Household
No explanation of why I owe the money and what I owe the money for, ie a car loan, personal loan, student loan, nothing. So why do I owe this money and when did I borrow it. No contract date, nothing. They tell me I'm a deadbeat but, they are offering me a Majestic fresh start Visa. They will transfer the owed amount to this Visa and give me a discount and other incentives which will bring my new owed amount to $294.00. They just want me to make 12 timely monthly payments to total the $294.00 and then they will give me the plastic.
I'm sure once I pay the $294.00 I will never hear from them again. But they will hear from me real soon! See, I don't have a clue as to what this is all about. I just did a Google search for this company and happened upon this website. I will be contacting my attorney by mid morning and I'm sure this little matter will be corrected. Good luck to the rest of you. I would think that they would have to provide proof that the monies are owed otherwise they don't have a case.
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