After 90 days of employment, we are offered medical insurance. For just the associate, it is almost $40/bi-weekly, for the associate and children it is almost $80/bi-weekly and for employee and spouse only it is $120/bi-weekly. I accepted insurance for myself only.
Within a month, I was given a prescription for a medicine and went to my stores pharmacy to have it filled. I was told that it would cost me full price. I refused to pay for the prescription and went to my personnel office to find out why my prescription card was inactive.
I was told that you had to hold the insurance for 13 MONTHS before it became active! So, here I am stuck with insurances (medical, dental, life, ltd, and std) that cost me $150/mo and still have no rx coverage which was my main reason for taking the insurance! I tried to cancel my coverage but was told that I had to keep it until open enrollment a year from now.
What can I do? I am stuck! My only choice seems to be to quit my job because I can't afford my prescriptions, daycare and insurance on my meager income. Wal-Mart does want to keep us poor!
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