It's sad because Im afraid that my identity is now at risk. I been trying to apply for a loan I have received multiple calls from different places around the USA all of which these people speak foreign so you can barely understand they know my social and my banking information, but with Payday Loan of America I spoke to Michael who spoke foreign of course, he seemed very nice he gave me his extension and the phone number was a NY number. He told me I was approved for a loan of a $1000 I told him all I needed was $800 he said that the min was $1000 me not being aware at the time this was a SCAM I agreed to go through he verified the information I submitted online and told me I would have the money in my account by 1:48pm EST abd i woukd pay $101 a month, he told me then he eould run my credit just to tell me my credit was bad! He told he he would have to get in contact with the Account People and then he called back to say that I needed to show the Accounting Department that I was able to pay off the loan so I was a little confused! I googled the company just to confirm this was real and came across this site the first link I read the reviews and immediately knew that this was a SCAM in the making. Now, I called back to see and told him I had the money and what I needed to do, (I really didn't have it or why would I need a loan right?!?) he then told me to find my local Walgreens or Walmart or CVS that sells green dot Money Pak and I had to purchase it and give then the numbers off the card. I then told him I wasn't interested and to cancel my application he got upset and told me I would never receive money from them and my application was cancelled! I'm still recieving multiple calls from different people about a damn PAYDAY loan! Screw it! They have all my info so now I have to cancel my account and get a new one and check to see if my social is being ran! PAYDAY loans are a SCAM if they call from a local number and not no 877 or 888 800 & they barely speak English then don't do it! I should have never applied to these companies cause it's just wasnt this one. But you live and learn!
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