I applied for a loan online, I received a phone call from Christopher Davies saying I was approved for a loan. I was emailed the loan agreement with the payments. It looked to be legitimate. I was told that I had to pay my first 4 payments upfront to secure the loan. I sent the money and then I was told I needed to send another $900 before I could get the loan. I then told them no and I would like my money refunded. I was told no problem, I would be refunded within 5- 15 days. Needless to say I still have not received my money back. Every time I call them I get a voice mail and no return call.
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