Xpress Financial Services
(Saturday April 20) I received an e-mail offer of $15000 for 96 months at 6%. Payments being $197.12 per month. Loan documents were attached
(Sunday April 21) I sent e-mails back to Xpress Financial Services asking for more info! No response. I got all the documents in order but was debating if I was going to go through with it.
(Monday April 22) I received another e-mailed that I was fully approved for a loan for $15000 for 96 months at 6%. Payments being $197.12 per month. I signed and faxed all the documents with copies of drivers license, pay stubs, SS card and info of the loan dispersement (bank acc't #, routing #)
(TuesdayApril 23) Contemplating what to do!
(Wednesday April 24) They also wanted a security deposit of $591.36 via a MoneyPak voucher. If I wanted same day deposit include an additional $75. Once I got the voucher I was to call them back with the number and then fax a copy of the receipt and the back of the MoneyPak back to them. I sent $666.36 ($591.36 $75).
I was told the money would be deposited by midnight.
It was not deposited.
(Thursday April 25) I contacted them and found out they stopped payment because of a security check, additional info was found on credit report. They stated if I upgraded to the Standard Coverage Insurance for $410.87 they would setup a same day wire transfer to my bank account free of charge.
I choose to go forward and upgrade to the Standard Coverage Ins. I again sent a MoneyPak for $410.87 and faxed over the receipt and back of the voucher. They stated the money would be deposited by midnight.
It was not deposited.
(Friday April 26) I contacted them and was told they had made a mistake and misinformed me about the Standard Coverage Ins. And that it needed be be Full Ins. Coverage and it would be an additional $400. I was flabbergasted!
I decided to again go forward. I got a MoneyPak for $400 and called and faxed it out.
I am now believing a got scammed!
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