After being scammed the last time, I had a company contact me stating they would fund me with a loan at 3% and very openly at beginning said there was NO upfront fees what so ever, so I filled out the "loan" app. And low and behold they then advised me I would need to pay $85 for cost of transfer, I refused to pay this. They have now sent me an email stating that they are legit, and this is the only fee I will pay if I still want the loan, even sent me a "receipt" that the loan was sitting there waiting for transfer. The receipt looks so fake it's not funny, how stupid do they think we are?
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