I received two messages on Friday, after I had applied for a payday loan online. A man with a heavy middle eastern, or Indian accent told me I was approved. I called back, and they were very disorganized, which should have told me something then. I just figured they were new at this business. They couldn't find my file, and said they'd call back. They call me, and offered me a $3000 loan. I asked what the interest would be, and they said 10%. Again, it was too good to be true, but I sooooo wanted it to be true, so I went along. They read me back all my information, bank account, birthday, etc... I don't remember if they had my social, but they did have everything else, and they read it back to me. Usually, when calling for a loan, the person asks me for my info. Then he said he wasn't going to call my bank, and mumbled something about it. Then he asked me to go buy a Green Dot Money Pak and put the 10% interest on it, and call them back. I said a Green Dot Card? He said no, moneypak, not card. I said why don't I just send you copies of my pay stubs, or call my bank. He was frustrated with me, and put his manager on the phone. The manager told me his name was Dwight, and that he would walk me through it when I got to the store, so that I would buy the right thing. Again I asked why not just call my bank, because I am not comfortable with buying a card and putting money it, and giving out that information. He seemed to be getting angry with me, and said "heY, we're going to be giving you a lot of money, and we need to know that you will pay us back." I said, ok, give me 15 minutes, and I will call back. When I hung up, I went online to Green Dot Money Pak, and the first post was 'FBI fixes Green Dot Virus.' I went to Green Dot site, and that's where I saw the new scam out there. And it involves the Payday Loan Companies. I so wanted to believe these guys, because I really need to pay off some bills. I now understand how people fall for these scams. But I ended up reporting it to Green Dot, and now your site. Unbelievably, they actually called and left two more messages today. The first one was just these guys arguing, and they hung up. The second call they were still arguing about getting the deal closed, and then realized that they should leave a message. The guy was very insistent that I need to call back and get this loan. It was hard to understand the names of two of the guys who called. If its too good to be true, then it's not true, no matter how much you want it to be. The worst part is that they have all my info. That really bothers me.
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